It’s important to understand exactly what this policy includes – and what it does not. Core household mechanical systems, such as plumbing, heating, air conditioning, and electrical, are covered. What isn’t covered are issues that result from misuse, external damage, or poor maintenance. Claims falling under “mishandling” after purchase may be denied entirely.

In addition, certain appliances and products may already come with a manufacturer’s warranty. In those cases, coverage under this policy will not apply. To avoid surprises, it’s best to review your warranty agreement in detail and consult with a company representative to fully understand your coverage options.